How to Apply for Health Insurance at PFI Megalife

PFI Megalife offers insurance products that give you and your family financial protection. If you are interested in buying PFI Megalife insurance, you first need to know how to apply for health insurance with the company. One of its best products is Mega Hospital Investa.

Mega Hospital Investa is a PFI Megalife health insurance product that provides a daily hospitalization benefit, a premium refund and a death benefit to the insured.

Product Benefits

Before looking at how to apply for health insurance at PFI Megalife, it helps to know the benefits. Mega Hospital Investa offers three product benefits: a daily hospitalization benefit (non-ICU), a daily hospitalization benefit (ICU/ICCU), a premium refund, and a death benefit.

1. Daily hospitalization benefit (non-ICU)

Mega Hospital Investa pays a daily benefit for non-ICU hospitalization caused by illness or accident. For illness, the stay must last at least 1x24 hours; this minimum does not apply to accidents. The maximum benefit period is 180 calendar days in one policy year.

1. Daily hospitalization benefit (ICU/ICCU)

Mega Hospital Investa pays a daily benefit for ICU/ICCU hospitalization caused by illness or accident. For illness, the stay must last at least 1x24 hours; this minimum does not apply to accidents. The maximum benefit period is 60 calendar days in one policy year.

1. Premium refund

The refund is 50% of the total premiums paid over one 36-month period.

1. Death benefit

If the insured person dies during the coverage period, the designated beneficiary receives a death benefit based on the plan selected.

Terms and Conditions

1. The insured person must be between 6 months and 59 years old at entry. The policyholder must be at least 18 years old.
2. The coverage period is 1 month and can be renewed until the insured person reaches age 60.
3. Mega Hospital Investa is marketed and distributed through telemarketing.
4. The policy is denominated in rupiah.
5. Premiums are paid monthly or yearly.
6. If you need more information about Mega Hospital Investa health insurance, you can download the product summary from the PFI Megalife website.

How to Apply for Health Insurance at PFI Megalife

1. Open the PFI Megalife website and find the Mega Hospital Investa product.
2. Read the terms and conditions for applying for Mega Hospital Investa health insurance.
3. Click “Saya Tertarik” (“I’m Interested”).
4. An application form for Mega Hospital Investa health insurance will appear. Fill in your name, phone number, email address, preferred contact time and a message, then click “Kirim” (“Send”).
5. A telemarketing representative will contact you within a certain period, based on the contact time you chose.
6. From there, simply follow the PFI Megalife telemarketing team’s guidance to complete your Mega Hospital Investa health insurance registration.

That covers how to apply for health insurance at PFI Megalife. We hope this information makes the registration process easier for you.