3 Cheap Health Insurance Premiums Starting at Rp 50,000
Health insurance premiums differ by budget. Compare three low-cost plans in Indonesia from ACA, BRI and MNC Life, with premiums starting at Rp 50,000.
It pays to understand health insurance premiums. Everyone has a different financial situation, so the amount each person can afford to pay differs too. The higher the premium you pay, the more complete the health services you can get. Even so, it is wise to choose a premium that fits your budget. Here is a list of health insurance premiums, from the cheapest up, that you can consider:
Also read 4 Tips for Getting the Best Health Insurance for You
ACA
One insurer with a low premium is ACA. The product it offers is dengue fever insurance. ACA has been established in Indonesia for a long time, so the quality of its services and products is not in doubt. You can get ACA's dengue fever insurance with premiums starting at Rp 50,000. The benefits of joining this plan include clear coverage, especially once you are diagnosed with dengue fever, easy and fast claims, a sum insured of Rp 2 million exclusively for policyholders, a maximum sum insured of Rp 10 million, and more.
Micro Accident, Health and Death Insurance
The second low-cost health insurance premium comes from BRI, with a product called Micro Accident, Health and Death Insurance (Asuransi Mikro Kecelakaan Kesehatan Meninggal Dunia, or KKM). BRI does not offer this product alone. It partners with several well-known insurance companies, such as Bringin Life, Jiwasraya, and Bringin Sejahtera Artamakmur (BSAM). To join, you only need to pay a premium starting at Rp 50,000 per year. In return you receive a hospitalization allowance of Rp 100,000 per day for up to 90 days, surgery cost reimbursement of up to Rp 2.5 million, and several other benefits.
MNC Life
MNC Life offers a low-premium insurance product called HARIO Siaga. With a premium starting at Rp 55,000, you receive a sum insured of Rp 30 million for accident or death, while the sum insured for accidents is Rp 3 million.
Also read Tips for Choosing Health Insurance for Your Family
Although they do not cover the full cost of treatment, the insurers mentioned above can be an alternative if you want protection for yourself or your family. Companies with low health insurance premiums can still cover your treatment costs, even if the limit is small.
