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| Obeying the Ethical Rules Table of Contents |
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- CHAPTER ONE - ANNUITIES 1
- CHAPTER TWO – ETHICS 22
- CHAPTER THREE - ETHICAL THEORIES 39
- CHAPTER FOUR - VARIABLE ANNUITIES & VIATICALS 50
- CHAPTER FIVE - DISABILITY INSURANCE ETHICS 68
- CHAPTER SIX – REPLACEMENT, CHURNING AND ILLUSTRATIONS 80
- REFERENCES 100