1. A.I.D. Ins. Service v. Riley, 541 P2d. 595 (Ariz. Ct. App. 1975)
2. State Farm Fire & Cas. ins. Co., v. Walker, 459 N.W. 2d 605 (Wis. App. 1990)
3. Nationwide Mutual Ins. Co. v. Anderson, 453 S.E. 2d 542, review denied, 456 S.E. 2d 317 (1995)
4. Willis v. Allstate ins. Co. 591 A2d 896 (Md. App. 1991)
5. Allstate Insurance Company v. ShockI ff, 793 F. Supp. 852 (S.D. Ind. 1992).
6. Utica Fire Ins. Co. v. Gozdziak, 604 N.Y.S.2d 371 (App. Div. 1993).
7. Minnesota Mut. Fire & Cas. Ins. Co. v. Manderfeld, 482 N.W.2d 521 (Minn. App. 1992).
8. Still v. Fox, 644 N.E.2d 1133 (Ohio Muni. 1994).
9. Taryn E.F. by Grunewald v. Joshua M.C., 505 N.W.2d 418 (Wis. App. 1993).
10. Reason v. Millers Cas. Ins. Co., 6`5 So 2d 562 (1993).
11. Meister v. Utica Mutual Ins. Co. 573 So. 2d 128 (Fla. Dist. Ct. App. 1991)
12. Dawson v. Dawson, 841 P.2d 749 (Utah App. 1992), cert. denied, 853 P.2d 897 (1993).
13. Allen v. Century Ins., 63 A.2d 780 (N.H. 1993).
14. Nancarrow v. Aetna Cas. & Sur. Co., 932 F.2d 742 (8th Cir. 1991)
15. FBS Mortgage Corp. v. State Farm Fire & Casualty Company of Bloomington, IL, 833 F. Supp. 688 (N.D. 111. 1993).
16. Shepard v. Keystone ins. Co. 743 F. Supp. 429 (D. Md. 1990)
17. FBS Mortgage Corp. v. State Farm Fire & Casualty Company of Bloomington, IL, 833 F. Supp. 688 (N.D. Ill. 1993)
18. Safeco Ins. Co, v. Barnes, 891 P.2d 682 (Or. App. 1995)
19. Knasel v. Insurance Co. of Ill., 254 Ill. App. 3d 638, 627 N.E.2d 137 (1993).
20. United States Fidelity & Guaranty Co. v. McGlothin, 392 S.E.2d 814 (1990).
21. Globe Indem. Co. v. Brown, 364 So. 2d 322 (Ala. App. 1978).
22. Krunk v. State Farm Fire & Cas. Co., 719 P.2d 1338 (Wash. 1986).
23. Starry v. Horace Mann Ins. Co., 649 P.2d 937 (Alas. 1982).
24. Northwestern Nat'l Ins. Co. v. Stanley, 1980 F&C 428, 598, S.W.2d 439 (Ark. App. 1980
25. Myers v. Centennial Insurance Co., 557 So. 2d 135 (Fla. Dist. Ct. App. 1990).
26. Fontenot v. Louisiana Farm Bureau Mut. Ins. Co., 535 So. 2d 552 (La. App. 1988).
27. Strand v. State Farm Ins. Co., 517 N.E.2d 265 (Ohio App. 1986).
28. Knasel v. Insurance Co. of Ill., 254 111. App. 3d 638, 627 N.E.2d 137 (1993).
29. Davis v. American States Ins. Co., 1978 F&C 130, 562 S.W.2d 653 (Ky. App. 1977).
30. Henry v. American Concept Ins. Co., 498 N.W.2d 657 (S.D. 1993).
31. Allstate Ins. Co. v. Renshaw, 151 Ga. App. 80, 258 S.E.2d 744 (1979).
32. Pierce v. West American Ins. Co., 655 S.W.2d 34 (Ky. App. 1983).
33. Vasile v. Hartford Acc. & Indemn. Co., 624 N.Y.S.2d 56 (App. Div. 1995).
34. Granchelli v. Travelers Ins. Co., 561 N.Y.S.2d 944 (App. Div. 1990).
35. Beattie Bonded Warehouse Co. v. Gen. Acc. Fire & Life Assu. Corp., 315 F. Supp. 996 (S.C. 1970).
36. New Hampshire Ins. Co. v. Carter, 359 So. 2d 52 (Fla. Dist. Ct. App. 1978).
37. Sharpe v. Employers Mut. Cas. Co., 808 F.2d 1110 (5th Cir. Miss. 1987).
38. State Farm Fire & Cas. Ins. v. Aulick, 781 S.W.2d 531 (Ky. App. 1989).
39. Bartholomew v. Cameron County Mutual Insurance Company, 882 S.W.2d 173 (Mo. App. W.D. 1994).
40. Hoye v. Westfield Ins. Co., 487 N.W.2d 838 (Mich. App. 1992).
41. Breed v. Insurance Co. of N. America, 413 N.Y.S.2d 352 (1978).
42. State Farm Fire & Cas. Co. v. Oskierko, 334 So. 2d 61 (Fla. Dist. Ct. App. 1976).
43. Epstein v. Hartford Casualty Insurance Co., 566 So. 2d 331 (Fla. Dist. Ct. App. 1990).
44. Ramirez v. American Family Mutual Insurance Company, 1995 WL 401038 (Ind. App. 1995).
45. Waldsmith v. State Farm Fire and Casualty Company, 232 Cal. App. 4th 815, 24 Cal. Rptr. 2d 1 (1991).
46. State Farm Fire and Casualty Company v. Von Der Lieth, 54 Cal. 3d 3, 2 Cal. Rptr. 2d 183 (1991).
47. Pluta v. United Services Automobile Ass'n., 866 P.2d 690 (Wash. App.), review denied, 881 P. 2d 254 (1994).
48. Thorell v. Union Insurance Company, 492 N.W.2d 879 (Neb. 1992).
49. State Farm Fire and Casualty Company v. Von Der Lieth, 54 Cal. 3d 1123, 2 Cal. Rptr. 2d 183 (1991).
50. Minton v. Tennessee Farmers Mut. Ins. Co., 832 S.W.2d 35 (Tenn. App. 1992).
51. Bateman v. State Farm Fire & Casualty Company, 814 S.W.2d 684 (Mo. App. 1991).
52. Ford v. National Security Fire and Casualty Co., 594 So. 2d 46 (Ala. 1991).
53. Disrud v. Arnold, 482 N.W.2d 114 (Wis. App. 1992).
54. Farm Bureau Ins. Co. v. Ward, 528 S.W.2d 910 (Ark. 1975).
55. Reliance Ins. v. Harris, 503 So. 2d 1321 (Fla. Dist. Ct. App. 1987).
56. Davis v. Allstate Ins. Co., 612 N.Y.S.2d 195 (App. Div. 1994).
57. Wood v. Allstate Insurance Company, 21 F.3d 741 (7th Cir. 1994).
58. Snellen v. State Farm Fire & Cas. Co., 675 F. Supp. 1064 (W.D. Ky. 1987).
59. Best v. Shelter Mutual Insurance Company, 864 S.W.2d 458 (Mo. App. 1993).
60. Kumar v. Travelers Ins. Co., 1995 N.Y. App. Div. LEXIS 6392 (4th Dept. 1995).
61. Schooner v. American Family Insurance Co., 214 111. App. 3d 33, 572 N.E.2d 1258 (1991).
62. Walker v. Republic Underwriter Ins. Co., 574 F. Supp. 686 (D. Minn. 1983).
63. Georgia Farm Bureau Mut. Ins. Co. v. First Fed. Sav. & Loan Ass'n, 152 Ga. App. 16, 262 S.E.2d 147 (1979).
64. Grange Mut. Cas. Co. v. Central Trust Co., 774 S.W.2d 838 (Ky. App. 1989).
65. Helmer v. Texas Farmers Ins. Co., 632 SW.2d 194 (Tex. App. 1982).
66. Fairfax v. Dime Sav. Bank, 544 N.Y.S.2d 826 (App. Div. 1989).
67. Fort Hill Federal Sav. & Loan v. South Carolina Farm Bureau Ins. Co., 316 S.E.2d 684 (S.C. App. 1984).
68. Firemens Fund Ins. Co. v. Rogers, 712 S.W.2d 311 (Ark. App. 1986).
69. FBS Mortgage Corp. v. State Farm Fire & Casual!y Company of Bloomington, Ill., 833 F. Supp. 688 (N.D. III. 1993).
70. Economy Preferred Insurance v. Schomaker, 900 S.W.2d 249 (Mo. App. 1995).
71. State Farm Fire & Casualty Co. v. Thomas, 756 F. Supp. 440 (N.D. Cal. 1991).
72. First Financial Insurance Company v. Ti11erX, 626 So. 2d 1252 (Ala. 1993).
73. Thomas v. New Jersey Ins. Underwriting Assn., 649 A.2d 1383 (N.J. Super. Law Div. 1994).
75. Jones v. Tennessee Farmers Mut. Ins. Co., 896 SW.2d 553 (Tenn. App. 1994).
76. Qualman v. Bruckmoser, 471 N.W.2d 282 (Wis. App. 1991).
77. Standard Fire Ins. Co. v. Insurance Dept., 611 A.2d 356 (Pa. Cmwlth. 1992).
78. Scott v. Southwestern Mut. Fire Assn., 647 A.2d 587 (Pa. Super. 1994).
79. Brooks v. Blue Ridge Ins. Co677 S.W.2d 646 (Tex. App. 1984, writ ref'd n.r.e.).
80. Callicoon Co-Op. Ins. Co. v. Osborne, 615 N.Y.S.2d 125 (App. Div. 1994).
81. State Farm Fire & Cas. Co. v. Oskierko, 334 So. 2d 61 (Fla. Dist. Ct. App. 1976).
82. Carty v. American States Iins. Co. 7 Cal. App. 4th 399, 9 Cal. Rotr. 2d 1 (1940)
83. Chadwick v. Fire Ins. Exchange 17 Cal. App. 4th 1112, 21 Cal. Rptr 2d 871 (1993)
84. Cantrell v. Farm Bureau Town & Country Insurance Company of Missouri, 876 S.W.2d 660 (Mo. App. W.D. 1994).
85. Waldsmith v. State Farm Fire and Casualty Company, 232 Cal. App. 4th 815, 24 Cal. Rptr. 2d 1 (1991).
86. Jacobs v. Fire Ins. Exchange, 227 Cal. App. 3d 584, 278 Cal. Rptr. 52 (1991).
87. Thoele v. Aetna Cas. & Sur., 39 F.3d 724 (7th Cir. 1994).
88. Reason v. Miller's Casualty Ins. Co., 615 So. 2d 562 (La. App. 1993).
89. S.G. v. St. Paul Fire & Marine Ins. Co., 460 NW.2d 639 (Minn. App. 1990).
90. Tri-state Ins. Co. of Minn.. v. Bollin er, 476 N.W.2d 697 (S.D. 1991).
91. State Farm Fire and Casualty Co. v. Kleckner 194 Ill. App. 3d 371, 551 N.E.1d 224 (1990)
92. Holliman v. MFA Mut. Ins. Co., 711 S.W.2d 159 (Ark. 1986).
93. American Natl. Prop. & Cas. Co. v. Gray, 803 SW.2d 693 (Tenn. App. 1990).
94. National American Ins. Co. v. Coburn, 257 Cal. Rptr. 591 (1989).
95. Yagel v. Sanders, No. 26, 778 (La. App. 2d Cir. April 5, 1995) (LEXIS 790
96. LaCoe v. Valley Forge Ins. Co., 1985 F.&C. Cases 959 (Pa.C.C.P.).
97. Allstate Ins. Co. v. Watts, 811 S.W.2d 883 (Tenn. 1991).
98. Insurance Co. of North America, 196 Ill. App. 3d 200, 553 N.E.2d 708 (1990).
99. North Star Mut. Ins. Co. v. Johnson, 352 N.W.2d 791 (Minn. App. 1984).
100. Wilkins v. American Motorists Insurance Co., 388 S.E.2d 191, review denied, 394 S.E.2d 189 (1990).
101. Lantier v. Aetna Casualty & Surety Co., et al., 614 So. 2d 1346 (La. App. 1993).
102. Badger Mutual Insurance Co. v. Ostry, 264 Ill. App. 3d 303, 636 N.E.2d 956 (1994).
103. West American Ins. Co. v. California Mut. Ins. Co., 240 Cal. Rptr. 540 (1987).
104. Saha v. Aetna Cas. & Sur. Co., 427 So. 2d 316 (Fla. Dist. Ct. App. 1983).
105. MFA Mut. Ins. Co. v. Nye, 612 S.W.2d2 (Mo. App. 1980).
106. Broome County Co-operative Fire Ins. Co. v. Kendall, 576 N.Y.S.2d 945 (App. Div. 1991).
107. Milwaukee Mut. Ins. Co. v. City of Minneapolis, 239 N.W.2d 472 (Minn. 1976).
108. Preferred Mut. Ins. Co. v. Thompson, 491 N.E.2d 688 (Ohio 1986).
109. Landis v. Allstate Ins. Co., 546 So. 2d 1051 (Fla. 1989).
110. Camden Fire Ins. Ass'n v. Johnson, 294 S.E.2d 116 (W. Va. 1982).
111. State Farm Fire & Casualty Co. v. Thomas, 756 F. Supp. 440 (N.D. Cal. 1991).
112. Kling v. Collins, 407 So. 2d 478 (La. App. 1981).
113. Germantown Ins. Co. v. Martin, 595 A.2d 1172 (Pa. Super. 1991).
114. State Farm Fire & Cas. Co. v. Dominguez, 182 Cal. Rptr. 109 (1982).
115. D'Arata v. New York Central Mut. Fire Ins. Co., 563 N.Y.S.2d 24, 564 N.E.2d 634 (N.Y. 1990).
116. Allstate Ins. Co. v. Grayes, 454 S.E.2d 616 (Ga. App. 1995).
117. Allstate Ins. Co. v. Biggerstaff, 703 F. Supp. 23 (D. S. C. 1989).
118. Home Mut. Ins. Co. v. Lapi, 596 N.Y.S.2d 885 (App. Div. 1993).
119. Maxson v. Farmers Ins. of Idaho, Inc., 695 P.2d 428 (Idaho App. 1985).
120. J.C. Penney Cas. Ins. Co. v. M.K., 52 Cal. 3d 1009, 278 Cal. Rptr. 64.
121. Safeco Ins. Co. of America v. Andrews, 915 F.2d 500 (9th Cir. 1990).
122. State Farm Fire and Casualtv Co. v. Hatherly, 250 Ill. App. 3d 333, 621 N.E.2d 39 (1993).
123. Still v. Fox, 644 N.E.2d 1133 (Ohio Mun. 1994).
124. Roberts v. Hartford Acc. & Indem. Co., 1980 F. & C. Cases 1112 (La. App. 1981).
125. Lee v. Reliance Ins. Co., 486 So. 2d 701 (Fla. Dist. Ct. App. 1986).
126. Minnesota Mut. Fire & Cas. Ins. Co. v. Manderfeld, 482 NW.2d 521 (Minn. App. 1992).
127. State Farm Fire & Casualty Co. v. Elizabeth N., 9 Cal. App. 4th 1234, 12 Cal. Rptr. 2d 327 (1992).
128. Irvine v. Prudential Property and Casualty Ins. Co., 630 So. 2d 579 (Fla. App. 3d DCA 1993).
129. Government Employees Ins. Co. v. Fasciano, 622 N.Y.S.2d 738 (App. Div. 1995).
130. Allstate Ins. Co. v. Wilson, 856 S.W.2d 706 (Tenn. App. 1992).
131. State Farm Fire & Cas. Co. v. Michael, 822 F. Supp. 575 (W.D. Ark. 1993).
132. Fiorito v. Superior Court (State Farm), 226 Cal. App. 3d 433, 277 Cal. Rptr. 27 (1990).
133. Allstate Ins. Co. v. Hansten, 765 F. Supp. 614 (N.D. Cal. 1991).
134. Allstate Ins. Co. v. Crouch, 666 A.2d 964 (N.H. 1995).
135. Brown v. American Motorist Ins. Co., 930 F.Supp. 207 (E.D.Pa. 1996).
136. Yorktowne Mut. Ins. Co. v. Insurance Department of Pennsylvania Commonwealth, 662 A.2d 1164 (Pa. 1995)
137. Sharp v. State Farm Fire & Cas. Ins. Co., 938 F. Supp. 395 (W.D. Tex. 1996), aff'd. 115 F.3d 1258 (1997).
138. Trinity Universal Insurance Company v. Cowan, 906 S.W.2d 124 (Tex. App. 1995).
139. Borg v. Transamerica Ins. Co., 47 Cal. App. 4th 448, 54 Cal. Rptr. 2d 811 (1996).
140. North Star Mut. Ins. Co. v. Raincloud, 563 N.W.2d 270 (Minn. Ct. App. 1997).